{"id":6848,"date":"2025-07-04T19:52:40","date_gmt":"2025-07-04T14:22:40","guid":{"rendered":"https:\/\/maxmanthannews.in\/?p=6848"},"modified":"2025-07-04T19:52:40","modified_gmt":"2025-07-04T14:22:40","slug":"%e0%a4%ae%e0%a4%b9%e0%a4%be%e0%a4%b0%e0%a4%be%e0%a4%b7%e0%a5%8d%e0%a4%9f%e0%a5%8d%e0%a4%b0%e0%a4%be%e0%a4%9a%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%aa%e0%a4%a5%e0%a4%b5%e0%a4%bf%e0%a4%95%e0%a5%8d%e0%a4%b0","status":"publish","type":"post","link":"https:\/\/maxmanthannews.in\/?p=6848","title":{"rendered":"\u092e\u0939\u093e\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u093e\u091a\u094d\u092f\u093e \u092a\u0925\u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0902\u0938\u093e\u0920\u0940 ‘\u092a\u0940\u090f\u092e \u0938\u094d\u0935\u0928\u093f\u0927\u0940’ \u0920\u0930\u0924\u0947\u092f \u0935\u0930\u0926\u093e\u0928: \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0935\u093e\u0922\u0940\u0938\u093e\u0920\u0940 \u0924\u093e\u0930\u0923\u092e\u0941\u0915\u094d\u0924 \u0915\u0930\u094d\u091c\u0947 \u0906\u0923\u093f \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928!"},"content":{"rendered":"

\u092a\u0940\u090f\u092e \u0938\u094d\u0935\u0928\u093f\u0927\u0940 \u092f\u094b\u091c\u0928\u093e: \u092e\u0939\u093e\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u093e\u0924\u0940\u0932 \u092a\u0925\u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0902\u0928\u093e \u0906\u0924\u094d\u092e\u0928\u093f\u0930\u094d\u092d\u0930\u0924\u0947\u091a\u093e \u092e\u093e\u0930\u094d\u0917!<\/b><\/h2>\n

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\u0915\u094b\u0935\u093f\u0921-\u0928\u0902\u0924\u0930 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u093e\u0902\u0928\u093e \u0928\u0935\u0938\u0902\u091c\u0940\u0935\u0928\u0940 \u0926\u0947\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u092c\u093f\u0928\u0935\u094d\u092f\u093e\u091c\u0940 \u0915\u0930\u094d\u091c, \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u094d\u092f\u0935\u0939\u093e\u0930\u093e\u0902\u0928\u093e \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u0906\u0923\u093f \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0915\u094d\u0937\u092e\u0940\u0915\u0930\u0923!<\/b><\/h3>\n

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\u092a\u093f\u0902\u092a\u0930\u0940, \u0926\u093f. \u096a \u091c\u0941\u0932\u0948 \u0968\u0966\u0968\u096b:<\/b> \u0915\u094b\u0935\u093f\u0921-\u0967\u096f \u092e\u0939\u093e\u092e\u093e\u0930\u0940\u0928\u0902\u0924\u0930 \u092a\u0925\u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0902\u0928\u093e \u0924\u094d\u092f\u093e\u0902\u091a\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092a\u0941\u0928\u094d\u0939\u093e \u0938\u0941\u0930\u0942 \u0915\u0930\u0923\u094d\u092f\u093e\u0938 \u0906\u0923\u093f \u0906\u0930\u094d\u0925\u093f\u0915\u0926\u0943\u0937\u094d\u091f\u094d\u092f\u093e \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u0935\u0923\u094d\u092f\u093e\u0938 \u092e\u0926\u0924 \u0915\u0930\u0923\u093e\u0930\u0940 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930\u091a\u0940 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u093e\u0915\u093e\u0902\u0915\u094d\u0937\u0940 ‘\u092a\u0940\u090f\u092e \u0938\u094d\u0935\u0928\u093f\u0927\u0940 \u092f\u094b\u091c\u0928\u093e’<\/b> \u092e\u0939\u093e\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u093e\u0938\u0939 \u0926\u0947\u0936\u092d\u0930\u093e\u0924 \u092a\u0925\u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0902\u0938\u093e\u0920\u0940 \u090f\u0915 \u0935\u0930\u0926\u093e\u0928 \u0920\u0930\u0932\u0940 \u0906\u0939\u0947. \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0917\u0943\u0939\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0906\u0923\u093f \u0936\u0939\u0930\u0940 \u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f\u093e\u0928\u0947 (MoHUA) \u0938\u0941\u0930\u0942 \u0915\u0947\u0932\u0947\u0932\u0940 \u0939\u0940 \u092f\u094b\u091c\u0928\u093e \u0905\u0938\u0902\u0918\u091f\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0924\u0940\u0932 \u092f\u093e \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u093e\u091a\u094d\u092f\u093e \u0918\u091f\u0915\u093e\u0932\u093e \u0938\u0942\u0915\u094d\u0937\u094d\u092e-\u092a\u0924\u092a\u0941\u0930\u0935\u0920\u093e (micro-credit) \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u0942\u0928 \u0926\u0947\u0924 \u0906\u0939\u0947.<\/p>\n

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\u092a\u0940\u090f\u092e \u0938\u094d\u0935\u0928\u093f\u0927\u0940 \u092f\u094b\u091c\u0928\u0947\u091a\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u0935\u0948\u0936\u093f\u0937\u094d\u091f\u094d\u092f\u0947 \u0906\u0923\u093f \u092b\u093e\u092f\u0926\u0947:<\/b><\/h3>\n

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    \n
  • \u0924\u093e\u0930\u0923\u092e\u0941\u0915\u094d\u0924 \u0915\u0930\u094d\u091c (Collateral-Free Loans):<\/b> \u0939\u0940 \u092f\u094b\u091c\u0928\u093e \u092a\u0925\u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0902\u0928\u093e \u0938\u0941\u0930\u0941\u0935\u093e\u0924\u0940\u0932\u093e \u20b9\u0967\u0966,\u0966\u0966\u0966<\/b> \u092a\u0930\u094d\u092f\u0902\u0924\u091a\u0947 \u0924\u093e\u0930\u0923\u092e\u0941\u0915\u094d\u0924 \u0916\u0947\u0933\u0924\u0947 \u092d\u093e\u0902\u0921\u0935\u0932 \u0915\u0930\u094d\u091c (working capital loan) \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947. \u092f\u093e\u092e\u0941\u0933\u0947 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0915\u0930\u094d\u091c\u093e\u0938\u093e\u0920\u0940 \u0924\u093e\u0930\u0923 \u0928\u0938\u0932\u0947\u0932\u094d\u092f\u093e \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0902\u0928\u093e\u0939\u0940 \u0938\u0939\u091c\u092a\u0923\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u092e\u0926\u0924 \u092e\u093f\u0933\u0924\u0947.<\/li>\n
  • \u092a\u094d\u0930\u0917\u0924\u0940\u0936\u0940\u0932 \u0915\u0930\u094d\u091c \u091a\u0915\u094d\u0930 (Progressive Loan Cycles):<\/b> \u091c\u094d\u092f\u093e \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0902\u0928\u0940 \u092a\u0939\u093f\u0932\u0947 \u0915\u0930\u094d\u091c \u0935\u0947\u0933\u0947\u0935\u0930 \u092a\u0930\u0924 \u0915\u0947\u0932\u0947, \u0924\u094d\u092f\u093e\u0902\u0928\u093e \u092a\u0941\u0922\u0940\u0932 \u091f\u092a\u094d\u092a\u094d\u092f\u093e\u0924 \u20b9\u0968\u0966,\u0966\u0966\u0966<\/b> \u0906\u0923\u093f \u0924\u094d\u092f\u093e\u0928\u0902\u0924\u0930 \u20b9\u096b\u0966,\u0966\u0966\u0966<\/b> \u092a\u0930\u094d\u092f\u0902\u0924\u091a\u0947 \u0915\u0930\u094d\u091c \u092e\u093f\u0933\u0923\u094d\u092f\u093e\u0938 \u092a\u093e\u0924\u094d\u0930 \u0920\u0930\u0935\u0932\u0947 \u091c\u093e\u0924\u0947. \u0939\u093e \u0938\u094d\u0924\u0930\u092c\u0926\u094d\u0927 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0928 \u0906\u0930\u094d\u0925\u093f\u0915 \u0936\u093f\u0938\u094d\u0924 \u0932\u093e\u0935\u0942\u0928 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u093e\u091a\u094d\u092f\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093e\u0938\u093e\u0920\u0940 \u092e\u0926\u0924 \u0915\u0930\u0924\u094b.<\/li>\n
  • \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u094d\u092f\u0935\u0939\u093e\u0930\u093e\u0902\u0928\u093e \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 (Digital Transaction Promotion):<\/b> \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u091a\u093e \u0935\u093e\u092a\u0930 \u0935\u093e\u0922\u0935\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940, \u0926\u0930\u092e\u0939\u093e \u20b9\u0967\u0966\u0966 \u092a\u0930\u094d\u092f\u0902\u0924 \u0915\u0945\u0936\u092c\u0945\u0915<\/b> \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u0926\u093f\u0932\u0947 \u091c\u093e\u0924\u0947. \u092f\u093e\u092e\u0941\u0933\u0947 \u0915\u0947\u0935\u0933 \u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0939\u094b\u0924 \u0928\u093e\u0939\u0940\u0924, \u0924\u0930 \u092d\u0935\u093f\u0937\u094d\u092f\u093e\u0924\u0940\u0932 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0947\u0935\u093e\u0902\u0938\u093e\u0920\u0940 \u0924\u094d\u092f\u093e\u0902\u091a\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092a\u094d\u0930\u094b\u092b\u093e\u0907\u0932 \u0924\u092f\u093e\u0930 \u0939\u094b\u0923\u094d\u092f\u093e\u0938\u0939\u0940 \u092e\u0926\u0924 \u0939\u094b\u0924\u0947.<\/li>\n
  • \u0935\u094d\u092f\u093e\u091c \u0905\u0928\u0941\u0926\u093e\u0928 (Interest Subsidy):<\/b> \u0915\u0930\u094d\u091c\u093e\u091a\u0940 \u0928\u093f\u092f\u092e\u093f\u0924 \u092a\u0930\u0924\u092b\u0947\u0921 \u0915\u0930\u0923\u093e\u0931\u094d\u092f\u093e \u092a\u0925\u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0902\u0928\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u096d% \u0935\u094d\u092f\u093e\u091c \u0905\u0928\u0941\u0926\u093e\u0928<\/b> \u092e\u093f\u0933\u0924\u0947, \u091c\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u0924\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e\u0935\u0930\u0940\u0932 \u0906\u0930\u094d\u0925\u093f\u0915 \u092d\u093e\u0930 \u0915\u092e\u0940 \u0939\u094b\u0924\u094b.<\/li>\n
  • \u0914\u092a\u091a\u093e\u0930\u093f\u0915\u0930\u0923 \u0906\u0923\u093f \u0909\u0924\u094d\u0925\u093e\u0928 (Formalization and Upliftment):<\/b> \u0915\u0947\u0935\u0933 \u0915\u0930\u094d\u091c \u092a\u0941\u0930\u0935\u0923\u094d\u092f\u093e\u092a\u0932\u0940\u0915\u0921\u0947, \u092f\u093e \u092f\u094b\u091c\u0928\u0947\u091a\u093e \u0909\u0926\u094d\u0926\u0947\u0936 \u092a\u0925\u0935\u093f\u0915\u094d\u0930\u0947\u0924\u094d\u092f\u093e\u0902\u0928\u093e \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u0947\u0924 \u0906\u0923\u0923\u0947, \u0924\u094d\u092f\u093e\u0902\u0928\u093e \u092e\u0941\u0916\u094d\u092f \u092a\u094d\u0930\u0935\u093e\u0939\u093e\u0924 \u0938\u092e\u093e\u0935\u093f\u0937\u094d\u091f \u0915\u0930\u0923\u0947 \u0906\u0923\u093f \u0938\u093e\u092e\u093e\u091c\u093f\u0915-\u0906\u0930\u094d\u0925\u093f\u0915 \u0909\u0924\u094d\u0925\u093e\u0928\u093e\u0938\u093e\u0920\u0940 \u0928\u0935\u0940\u0928 \u0938\u0902\u0927\u0940 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0930\u0923\u0947 \u0939\u093e \u0906\u0939\u0947.<\/li>\n<\/ul>\n
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    \u092e\u0939\u093e\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u093e\u092e\u0927\u094d\u092f\u0947 \u092a\u0940\u090f\u092e \u0938\u094d\u0935\u0928\u093f\u0927\u0940 \u092f\u094b\u091c\u0928\u0947\u091a\u0940 \u0905\u0902\u092e\u0932\u092c\u091c\u093e\u0935\u0923\u0940:<\/b><\/h3>\n

     <\/p>\n

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    \n

     <\/p>\n

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     <\/p>\n

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    \n

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